Free Debt Counselling


Christians Against Poverty (CAP) is an international debt counselling charity with a wide network of centres based in local churches. 50% of Canadians say that they worry about money, but CAP is dedicated to equipping the local church help people manage their finances better.  Churches can show God’s love in action by providing sustainable poverty relief to their congregants and community through the CAP Money Course.  CAP’s ‘hands on’ approach of debt and budget counselling empowers people to help themselves out of poverty and be released from the fear, oppression and worry generated by overwhelming debts.

CAP has only been in Canada since March but there is already so much for TrueCity to praise God for!  They see clients on a regular basis, including one woman who was barely surviving on $50 a month for food.  They have already trained 29 churches to run the CAP Money Course for their communities, and have opened up two CAP Debt Centres in partnership with TrueCity churches in Hamilton, one at New City Church and one with Hughson Street Baptist.  CAP Debt Centres offer hope and a solution to anyone in debt through its free, unique, in-depth service.

Could your church get involved? It is an amazing outreach tool that you could use to serve your community. The CAP Money Course is a three session DVD based money management course. It is available for you to run as often as you want for a one-off registration fee of $75 per volunteer trained. This includes a day’s training for your volunteer leaders, the full course DVD, sample publicity materials and ten participant workbooks per church. You can then offer the course free to your community!

The more churches at partner with CAP, the more people here in Hamilton will have access to the free and comprehensive debt counselling services that they offer. More than that, they will come into contact with people from a church in the city who will be able to love them practically and share some of their hope in Jesus Christ.

If you are in debt, or know someone who needs our help, please call our New Client Enquiries Team at 289-684-9191

For church enquiries, including church partnership, please contact helen.johnson@capcanada.org or call 289-684-9181

For supporter enquires, signing up to our mailing list or making a donation, please contact our Supporter Relations Team on 289-684-9191 or info@capcanada.org.

You can also follow CAP’s journey in Hamilton on their blog.